Tools · Take-Home Pay
Illinois Paycheck Calculator (2026)
Estimate your Illinois take-home pay for 2026. Enter your annual salary and filing status to see federal income tax, Social Security and Medicare, and Illinois state income tax, all broken out line by line.
Illinois take-home pay calculator
- Gross pay
- $75,000
- Federal income tax
- −$7,670
- Social Security
- −$4,650
- Medicare
- −$1,088
- Illinois income tax
- −$3,568
- Take-home pay
- $58,025
Illinois taxes income at a flat 4.95%. It has no standard deduction, but allows a $2,925 personal exemption per person (2026).
Federal: IRS Revenue Procedure 2025-32 (IR-2025-103) · Social Security Administration. State: Illinois Department of Revenue.
Estimate for 2026, based on annual tax brackets — not exact paycheck withholding or your final tax liability. Excludes local taxes, pre-tax deductions (401(k), health premiums), and credits. This is general information, not tax advice.
How this estimate is built
Your take-home pay starts with your gross salary, then subtracts four things: federal income tax (calculated on your salary minus the 2026 standard deduction, across the IRS brackets), Social Security (6.2% up to the annual wage base), Medicare (1.45%, plus 0.9% on high earnings), and Illinois state income tax. Illinois taxes income at a flat 4.95%. It has no standard deduction, but allows a $2,925 personal exemption per person (2026).
This is an annual-bracket estimate, not the exact amount withheld from each paycheck (employers use IRS withholding tables) and not your final tax bill. It also excludes pre-tax deductions like 401(k) contributions and health premiums, and any tax credits. It is general information, not tax advice. Federal figures: IRS Revenue Procedure 2025-32 (IR-2025-103) · Social Security Administration.
Paycheck calculators for other states
Same 2026 engine, each with its own state rules.