Category · 2 topics
Consumer & Privacy Law by State
The everyday rights that decide small disputes: whether a gift card you paid for can expire, and whether you can legally record a conversation you are part of.
Pick a topic
Each topic opens a state-by-state hub; every figure inside is cited to the official statute.
Why these topics belong together
These are the rules people run into in ordinary life, not in a courtroom. Whether a gift card can expire turns on your state: federal law sets a five-year floor, but California and Florida bar expiration entirely, New York requires nine years, and others sit at the floor. It is the kind of question that only matters when a balance is suddenly dishonored, and the answer is worth money.
Recording a call or conversation is the privacy side of the same coin. Some states let you record any conversation you are part of, while others require everyone’s consent, and getting it wrong can be a felony. The trap is that the rules differ across state lines, so a single phone call can touch two very different standards. Each topic here links to the controlling statute and says plainly when a page is still pending verification.