Tools · Self-Employment Tax
1099 Tax Calculator by State
Estimate what you owe on 1099 or self-employment income for 2026. Pick your state to see your self-employment tax, federal and state income tax, and a rough quarterly payment, broken out line by line, with an honest note on any figure still pending.
Tax on $60,000 of 1099 income, by state
A single filer with $60,000 of net 1099 income, ranked by total tax (SE tax + federal + state). Your own number depends on expenses and filing status. Open your state to run it.
Lowest total tax
Highest total tax
Pick your state
Each calculator uses the same 2026 engine with that state’s own rules.
No state income tax · You owe only federal self-employment and income tax.
Flat-rate states · Profit is taxed as ordinary income at a single rate.
Graduated-rate states · Profit is taxed as ordinary income across brackets.
How the 1099 tax calculator works
Self-employed people pay self-employment tax on top of federal income tax: 15.3% (Social Security + Medicare) on 92.35% of net profit, with Social Security capped at the annual wage base. Half the SE tax is deductible before income tax is figured. Most states also tax your profit as ordinary income; Texas, Florida, and Washington do not. Because no employer withholds for you, the IRS expects quarterly estimated payments, so the tool also shows the annual total divided by four.
These are planning estimates, not your final return. They exclude the qualified business income deduction, retirement and health-insurance deductions, credits, and local taxes. Where a 2026 figure has not yet been finalized, the calculator says so plainly. This is general information, not tax advice. Consult a tax professional before making quarterly payments.