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Tools · State Income Tax

New Jersey Income Tax Calculator (2026)

Estimate your New Jersey state income tax for 2026. Enter your taxable income and filing status to see what New Jersey taxes and your effective state rate, broken out line by line.

2026 figuresNew Jersey figures from the New Jersey Division of Taxation.

New Jersey state income tax calculator

State income tax estimate · New Jersey
New Jersey income tax
$2,596/ year
3.46% effective state rate · on $75,000 of income
Taxable income entered
$75,000
Personal exemption
$1,000
Income taxed by New Jersey
$74,000
New Jersey income tax
$2,596
As of 2026

New Jersey has graduated brackets from 1.4% to 10.75% (the top rate applies over $1 million). It uses $1,000 personal exemptions instead of a standard deduction. Social Security is exempt.

State figures: New Jersey Division of Taxation.

Estimate for 2026 state income tax only, based on annual tax brackets — it excludes federal income tax, Social Security and Medicare, local taxes, and any credits. This is general information, not tax advice.

How New Jersey income tax is figured

New Jersey runs graduated brackets — higher slices of income are taxed at higher rates. New Jersey has graduated brackets from 1.4% to 10.75% (the top rate applies over $1 million). It uses $1,000 personal exemptions instead of a standard deduction. Social Security is exempt.

This estimate covers state income tax only — it does not include federal income tax, Social Security and Medicare, or tax credits. It is an annual-bracket estimate, not your final return. This is general information, not tax advice.

Income tax calculators for other states

Same 2026 engine, each with its own state rules.