Tools · Wage Garnishment
Louisiana Wage Garnishment Calculator (2026)
Enter your disposable pay to see the most a creditor could take in Louisiana (25%), the pay that stays protected, and which rule sets the limit.
Louisiana wage garnishment calculator
Disposable earnings is your pay after legally required deductions: federal and state taxes, Social Security, and Medicare. It is close to your take-home pay, before voluntary deductions like a 401(k) or health premiums.
The Louisiana rule and the federal ceiling land on the same figure here, so either way this is the most a creditor could take.
These are the Louisiana figures applied to what you entered: a plain summary of the limits, not a determination that any garnishment is correct or incorrect. Court orders set the actual withholding.
- Most a creditor could take
- $200 per paycheck
- Disposable pay entered
- $800 weekly
- Louisiana rule
- 25% cap: $200
- Federal ceiling
- 25% / $217.50 floor: $200
Plain-language summary, not legal advice.
Informational only, not legal advice. Garnishment limits carry exceptions this summary cannot weigh (support orders, taxes, student loans, existing court orders), and exemptions often must be claimed by a deadline. See the full rules, the exemption steps, and the citations on the Louisiana wage garnishment reference, cited to La. R.S. 13:3881(A)(1).
How wage garnishment works in Louisiana
Louisiana exempts 75% of your disposable earnings from seizure, so on an ordinary consumer judgment a creditor can take at most 25%, and never enough to drop you below 30 times the federal minimum wage a week.
Louisiana frames the rule as an exemption rather than a cap: 75% of disposable earnings is exempt, so 25% is the most an ordinary creditor can reach, and the protected amount can never drop below 30 times the federal minimum wage a week. That produces the same result as the federal ceiling for consumer debt. The state does not add a head-of-household exemption on top for ordinary debts. Support orders cut the exemption to 50% for a child and 60% for a spouse, so those obligations can take more of your pay than a consumer judgment can.
This calculator shows the Louisiana figures applied to your own pay. It is informational only and not legal advice: support orders, taxes, and student loans follow their own rules, and exemptions often must be claimed by a short deadline. For the full rule, the exemption steps, and the citations, see the Louisiana wage garnishment reference, cited to La. R.S. 13:3881(A)(1).
Wage garnishment calculators for other states
Same tool, each with its own cap and protected floor.