Tools · Wage Garnishment
Florida Wage Garnishment Calculator (2026)
Enter your disposable pay to see the most a creditor could take in Florida (25%), the pay that stays protected, and which rule sets the limit.
Florida wage garnishment calculator
Disposable earnings is your pay after legally required deductions: federal and state taxes, Social Security, and Medicare. It is close to your take-home pay, before voluntary deductions like a 401(k) or health premiums.
The Florida rule and the federal ceiling land on the same figure here, so either way this is the most a creditor could take.
These are the Florida figures applied to what you entered: a plain summary of the limits, not a determination that any garnishment is correct or incorrect. Court orders set the actual withholding.
- Most a creditor could take
- $200 per paycheck
- Disposable pay entered
- $800 weekly
- Florida rule
- 25% cap: $200
- Federal ceiling
- 25% / $217.50 floor: $200
Plain-language summary, not legal advice.
Informational only, not legal advice. Garnishment limits carry exceptions this summary cannot weigh (support orders, taxes, student loans, existing court orders), and exemptions often must be claimed by a deadline. See the full rules, the exemption steps, and the citations on the Florida wage garnishment reference, cited to Fla. Stat. §222.11.
How wage garnishment works in Florida
A creditor can take up to 25% of your disposable pay, but if you provide more than half the support for a child or other dependent, all of your pay up to $750 a week is fully protected, and often the whole paycheck is out of reach.
The head-of-family exemption is not automatic. You must claim it by filing a sworn affidavit after you are served, or the garnishment goes forward as if you did not qualify. The $750 weekly figure and the written-waiver requirement both come from Fla. Stat. §222.11. Non-head-of-family debtors get the federal rule: the lesser of 25% of disposable pay or the amount above $217.50 a week.
This calculator shows the Florida figures applied to your own pay. It is informational only and not legal advice: support orders, taxes, and student loans follow their own rules, and exemptions often must be claimed by a short deadline. For the full rule, the exemption steps, and the citations, see the Florida wage garnishment reference, cited to Fla. Stat. §222.11.
Wage garnishment calculators for other states
Same tool, each with its own cap and protected floor.