Tools · Wage Garnishment
Idaho Wage Garnishment Calculator (2026)
Enter your disposable pay to see the most a creditor could take in Idaho (25%), the pay that stays protected, and which rule sets the limit.
Idaho wage garnishment calculator
Disposable earnings is your pay after legally required deductions: federal and state taxes, Social Security, and Medicare. It is close to your take-home pay, before voluntary deductions like a 401(k) or health premiums.
The Idaho rule and the federal ceiling land on the same figure here, so either way this is the most a creditor could take.
These are the Idaho figures applied to what you entered: a plain summary of the limits, not a determination that any garnishment is correct or incorrect. Court orders set the actual withholding.
- Most a creditor could take
- $200 per paycheck
- Disposable pay entered
- $800 weekly
- Idaho rule
- 25% cap: $200
- Federal ceiling
- 25% / $217.50 floor: $200
Plain-language summary, not legal advice.
Informational only, not legal advice. Garnishment limits carry exceptions this summary cannot weigh (support orders, taxes, student loans, existing court orders), and exemptions often must be claimed by a deadline. See the full rules, the exemption steps, and the citations on the Idaho wage garnishment reference, cited to Idaho Code §11-207.
How wage garnishment works in Idaho
On an ordinary consumer judgment an Idaho creditor can take the lesser of 25% of your disposable pay or the amount by which your weekly disposable pay exceeds $217.50, so the first $217.50 of weekly take-home is always protected.
Idaho follows the federal ceiling for ordinary consumer debt: the lesser of 25% of disposable pay or the amount above $217.50 a week. It does not add a head-of-household exemption that lowers the percentage. Support orders are the main exception: where you are supporting a spouse or dependent child other than the one covered by the order, up to 50% of disposable pay can be garnished for support, and that can rise by 5% for arrears more than twelve weeks old. Those support figures do not apply to ordinary credit-card, medical, or contract judgments.
This calculator shows the Idaho figures applied to your own pay. It is informational only and not legal advice: support orders, taxes, and student loans follow their own rules, and exemptions often must be claimed by a short deadline. For the full rule, the exemption steps, and the citations, see the Idaho wage garnishment reference, cited to Idaho Code §11-207.
Wage garnishment calculators for other states
Same tool, each with its own cap and protected floor.