Tools · Capital Gains Tax
Vermont Capital Gains Tax Calculator (2026)
Estimate the tax on your capital gains in Vermont for 2026. Enter your gain, holding period, and other income to see federal long- or short-term tax, the 3.8% Net Investment Income Tax, and Vermont’s share, broken out line by line.
Vermont capital gains tax calculator
How to read the rows below: the slice of your gain → the tax on that slice.
- Gain taxed at 0% (long-term)
- $15,550 → $0
- Gain taxed at 15% (long-term)
- $4,450 → −$668
- Federal long-term capital gains tax
- −$668
- Net Investment Income Tax (3.8%)
- $0
- Vermont income tax on gain
- −$1,063
- Total capital gains tax
- $1,731
Vermont taxes capital gains as ordinary income. Vermont has four graduated brackets from 3.35% to 8.75%. It sets its own standard deduction and a $5,100 personal exemption, both lower than the federal amounts, so Vermont taxable income differs from federal.
Note on 2026 figures: Vermont single-filer brackets for 2026 are confirmed (3.35% to $45,400, then 6.60%, 7.60%, and 8.75% over $229,550). The married-jointly thresholds and the exact standard deduction and personal exemption are being confirmed against the Department of Taxes 2026 rate schedule; the figures shown reflect the latest available amounts.
Federal: IRS Revenue Procedure 2025-32 (IR-2025-103) · Social Security Administration. State: Vermont Department of Taxes.
Estimate for 2026. Long-term gains are stacked on top of your other taxable income across the 0/15/20% federal breakpoints; short-term gains are taxed as ordinary income. The 3.8% Net Investment Income Tax, an extra federal surtax on investment income, applies once your income clears the threshold. Excludes state credits, the alternative minimum tax, and loss carryovers. This is general information, not tax advice.
How capital gains tax works in Vermont
Long-term gains (assets held more than a year) get the federal 0/15/20% rates — but the rate depends on where the gain lands once it is stacked on top of your other taxable income, so part of a gain can be taxed at 0% and the rest at 15%. Short-term gains are taxed as ordinary income. On top of that, the 3.8% Net Investment Income Tax applies once your income clears $200,000 (single) or $250,000 (married-jointly).
Vermont taxes capital gains as ordinary income, at the same rate as your wages. Vermont has four graduated brackets from 3.35% to 8.75%. It sets its own standard deduction and a $5,100 personal exemption, both lower than the federal amounts, so Vermont taxable income differs from federal.
This is an annual-bracket estimate, not your final return. It excludes the alternative minimum tax, loss carryovers, and state credits. It is general information, not tax advice. Federal figures: IRS Revenue Procedure 2025-32 (IR-2025-103) · Social Security Administration.
Capital gains calculators for other states
Same 2026 engine, each with its own state rules.