Tools · Capital Gains Tax
Virginia Capital Gains Tax Calculator (2026)
Estimate the tax on your capital gains in Virginia for 2026. Enter your gain, holding period, and other income to see federal long- or short-term tax, the 3.8% Net Investment Income Tax, and Virginia’s share, broken out line by line.
Virginia capital gains tax calculator
- Gain taxed at 0% (long-term)
- $15,550 → $0
- Gain taxed at 15% (long-term)
- $4,450 → −$668
- Federal long-term capital gains tax
- −$668
- Net Investment Income Tax (3.8%)
- $0
- Virginia income tax on gain
- −$1,150
- Total capital gains tax
- $1,818
Virginia taxes capital gains as ordinary income. Virginia has four brackets from 2% to 5.75% (the top rate applies above $17,000, so most earners pay an effective rate near 5.75%). Social Security is exempt.
Note on 2026 figures: Virginia rates and brackets are stable, but the exact 2026 standard deduction is being confirmed against the Department of Taxation (enacted base $8,000/$16,000; a higher figure has been reported). The base figure is used here.
Federal: IRS Revenue Procedure 2025-32 (IR-2025-103) · Social Security Administration. State: Virginia Department of Taxation.
Estimate for 2026. Long-term gains are stacked on top of your other taxable income across the 0/15/20% federal breakpoints; short-term gains are taxed as ordinary income. The 3.8% Net Investment Income Tax applies once your income clears the threshold. Excludes state credits, the alternative minimum tax, and loss carryovers. This is general information, not tax advice.
How capital gains tax works in Virginia
Long-term gains (assets held more than a year) get the federal 0/15/20% rates — but the rate depends on where the gain lands once it is stacked on top of your other taxable income, so part of a gain can be taxed at 0% and the rest at 15%. Short-term gains are taxed as ordinary income. On top of that, the 3.8% Net Investment Income Tax applies once your income clears $200,000 (single) or $250,000 (married-jointly).
Virginia taxes capital gains as ordinary income, at the same rate as your wages. Virginia has four brackets from 2% to 5.75% (the top rate applies above $17,000, so most earners pay an effective rate near 5.75%). Social Security is exempt.
This is an annual-bracket estimate, not your final return. It excludes the alternative minimum tax, loss carryovers, and state credits. It is general information, not tax advice. Federal figures: IRS Revenue Procedure 2025-32 (IR-2025-103) · Social Security Administration.
Capital gains calculators for other states
Same 2026 engine, each with its own state rules.