Tools · Capital Gains Tax
Ohio Capital Gains Tax Calculator (2026)
Estimate the tax on your capital gains in Ohio for 2026. Enter your gain, holding period, and other income to see federal long- or short-term tax, the 3.8% Net Investment Income Tax, and Ohio’s share, broken out line by line.
Ohio capital gains tax calculator
- Gain taxed at 0% (long-term)
- $15,550 → $0
- Gain taxed at 15% (long-term)
- $4,450 → −$668
- Federal long-term capital gains tax
- −$668
- Net Investment Income Tax (3.8%)
- $0
- Ohio income tax on gain
- −$550
- Total capital gains tax
- $1,218
Ohio taxes capital gains as ordinary income. Ohio moved to an effectively flat structure for 2026: income up to $26,050 is untaxed, and income above it is taxed at 2.75% (HB 96).
Many Ohio cities levy a separate municipal income tax (about 1%–3%), which is not included here.
Federal: IRS Revenue Procedure 2025-32 (IR-2025-103) · Social Security Administration. State: Ohio Department of Taxation.
Estimate for 2026. Long-term gains are stacked on top of your other taxable income across the 0/15/20% federal breakpoints; short-term gains are taxed as ordinary income. The 3.8% Net Investment Income Tax applies once your income clears the threshold. Excludes state credits, the alternative minimum tax, and loss carryovers. This is general information, not tax advice.
How capital gains tax works in Ohio
Long-term gains (assets held more than a year) get the federal 0/15/20% rates — but the rate depends on where the gain lands once it is stacked on top of your other taxable income, so part of a gain can be taxed at 0% and the rest at 15%. Short-term gains are taxed as ordinary income. On top of that, the 3.8% Net Investment Income Tax applies once your income clears $200,000 (single) or $250,000 (married-jointly).
Ohio taxes capital gains as ordinary income, at the same rate as your wages. Ohio moved to an effectively flat structure for 2026: income up to $26,050 is untaxed, and income above it is taxed at 2.75% (HB 96).
Local taxes: Many Ohio cities levy a separate municipal income tax (about 1%–3%), which is not included here.
This is an annual-bracket estimate, not your final return. It excludes the alternative minimum tax, loss carryovers, and state credits. It is general information, not tax advice. Federal figures: IRS Revenue Procedure 2025-32 (IR-2025-103) · Social Security Administration.
Capital gains calculators for other states
Same 2026 engine, each with its own state rules.