Tools · Self-Employment Tax
Rhode Island 1099 Tax Calculator (2026)
Estimate what you owe on 1099 or self-employment income in Rhode Island for 2026. Enter your income and business expenses to see your self-employment tax, federal income tax, Rhode Island state income tax, and a rough quarterly payment.
Rhode Island self-employment tax calculator
- Net profit (income − expenses)
- $60,000
- Self-employment tax (15.3%)
- −$8,478
- Federal income tax
- −$4,511
- Rhode Island income tax
- −$1,854
- Total estimated tax
- $14,843
Rhode Island taxes self-employment profit as ordinary income. Rhode Island has three brackets from 3.75% to 5.99%, with the same thresholds for every filing status. The Division of Taxation widened the brackets for 2026 to $82,050 and $186,450.
Note on 2026 figures: The standard deduction and personal exemption phase out for high earners: they shrink between about $254,250 and $283,250 of modified AGI and reach $0 above that.
Federal: IRS Revenue Procedure 2025-32 (IR-2025-103) · Social Security Administration. State: Rhode Island Division of Taxation.
Estimate for 2026. Self-employment tax is 15.3% on 92.35% of net profit (Social Security capped at the annual wage base); half of it is deducted before federal income tax. Excludes the qualified business income deduction, retirement contributions, health-insurance deduction, credits, and local taxes. This is a planning estimate for general information, not tax advice. Consult a tax professional before making quarterly payments.
How 1099 tax works in Rhode Island
Self-employed people pay self-employment tax: 15.3% (Social Security + Medicare) on 92.35% of net profit, with the Social Security portion capped at the annual wage base. Half of that SE tax is deductible before your federal income tax is figured on the rest. Rhode Island then taxes your profit as ordinary income. Rhode Island has three brackets from 3.75% to 5.99%, with the same thresholds for every filing status. The Division of Taxation widened the brackets for 2026 to $82,050 and $186,450.
Because no employer withholds for you, the IRS expects quarterly estimated payments. The calculator divides the annual total by four as a starting point. Your actual quarters can vary with income timing and credits.
This is a planning estimate, not your final return. It excludes the qualified business income deduction, retirement and health-insurance deductions, and credits. It is general information, not tax advice. Consult a tax professional before making quarterly payments. Federal figures: IRS Revenue Procedure 2025-32 (IR-2025-103) · Social Security Administration.
1099 tax calculators for other states
Same 2026 engine, each with its own state rules.