Tools · Debt
Alaska Debt Statute of Limitations Calculator (2026)
Enter your last payment or activity date to see when the Alaska limitations period would run out for your debt type — credit-card debt runs 3 years, a written contract 3 years (AS 09.10.053). Every result flags revival.
Alaska debt statute-of-limitations calculator
These are the Alaska figures applied to the date you entered — a plain summary of the period, not a determination that any debt is or is not time-barred (too old to sue over).
Under AS 09.10.200 a new promise or acknowledgment restarts the clock only if it is in writing and signed by the person who owes the debt. The same statute says it "does not alter the effect of any payment," so a voluntary partial payment can also restart the period even without a signed writing. Do not pay or sign anything on an old Alaska debt without understanding this.
The date above assumes no new activity. A statute of limitations does not erase the debt or remove it from your credit report — it is a defense you must raise if you are sued after the period runs. In many states a partial payment or a signed written acknowledgment can restart the clock entirely, so be careful before paying or signing anything on an old account. Revival rules are complex and this is informational only, not legal advice.
- Debt type
- Credit-card debt
- Time limit to sue (SOL period)
- 3 years
- Last payment / activity
- Not entered
- Period runs out
- —
- Revival
- Only a signed writing revives it
Plain-language summary, not legal advice.
Informational only, not legal advice. The statute of limitations is complex, classification-dependent, and revival can reset it — this tool cannot decide your case. See the full breakdown and citations on the Alaska debt statute-of-limitations reference, cited to AS 09.10.053; AS 09.10.200; AS 45.03.118.
How the Alaska debt clock works
Alaska keeps its debt limits unusually simple. Under AS 09.10.053, almost every contract debt, written or oral, has to be sued on within 3 years, one of the shortest and most consumer-friendly periods in the United States. That single 3-year clock covers credit cards, medical bills, personal loans, and most open accounts, so Alaska avoids the written-versus-oral split that trips people up in many other states. The main exception is a formal negotiable promissory note payable at a definite time, which gets 6 years under a separate commercial statute, AS 45.03.118. One thing to watch: making a payment or signing anything that admits the debt can restart the whole clock, so an old Alaska debt is not always as dead as the calendar suggests.
This tool applies the Alaska periods to the date you enter and assumes no new activity. It is informational only and not legal advice — revival can reset the clock and classification can change the period. For the full four-type breakdown, revival rule, and citations, see the Alaska debt statute-of-limitations reference.
Debt statute-of-limitations tools for other states
Same tool, each with its own periods and revival rule.