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Renters' Rights · Security Deposit

Security Deposit Laws in Oklahoma

The most a landlord can charge, how long they have to return it, and what it costs them to keep your money without cause in Oklahoma.

Reviewed by PlainStatute EditorialLast reviewed July 2026Verified against §115

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Security deposit at a glance · Oklahoma
No cap
Oklahoma sets no statutory maximum on a residential security deposit. Your lease sets the amount.
Maximum depositNo cap
Return deadline45 days (after written demand)
Interest to tenantNot required
Separate accountRequired (escrow, in-state)
ItemizationRequired
PenaltyRecover deposit (+ fees for bad faith)
Statute§115

What your landlord can hold, and when it's due back

Enter your rent for the Oklahoma maximum, plus the return-deadline clock.

Deposit calculator · Oklahoma
Most a landlord can hold
No legal maximum
Oklahoma sets no statutory cap; the lease controls the amount.
Return clock: 45 days after three things happen: the tenancy ends, you hand back possession, and you make a written demand
The deadline runs after the termination of the tenancy, delivery of possession, and written demand by the tenant, whichever is last; if you never make a written demand within six months after the tenancy ends, the deposit reverts to the landlord. Give your landlord a written forwarding address at move-out so the clock starts.

Estimate only, based on Oklahoma's statutory cap. Your lease may set a lower deposit, and local ordinances can be stricter. Not legal advice.

The full rules, with the statute

Every requirement and where it comes from in the code.

Maximum deposit
No statutory limit

Exceptions: Oklahoma sets no dollar limit on a residential security deposit. Section 115 is silent on the amount, so a landlord and tenant agree on it in the lease. Some third-party guides state a two-month cap; that figure does not appear in the statute and should not be relied on.

Return deadline
Within 45 days after the tenancy ends, you return possession, and you make a written demand
Interest to tenant
Not requiredOklahoma does not require a landlord to pay interest on a security deposit. The statute directs the landlord to return the balance "without interest," so any interest the escrow account earns belongs to the landlord.
Separate account
RequiredYes. The deposit must be kept in an escrow account for the tenant, held in Oklahoma at a federally insured financial institution. Taking the deposit out of that account for the landlord’s own use (misappropriation) is a crime, punishable by up to six months in county jail and a fine of up to twice the amount taken.
Itemization
Required when the landlord keeps any part of the deposit. The landlord must give the tenant a written statement itemizing the accrued rent and damages being charged. The statement is delivered by mail with return receipt requested, signed for by someone of statutory service age at the tenant’s address, or handed to the tenant in person if the tenant can reasonably be found.

Penalties & recent changes

What happens if the landlord keeps your deposit wrongfully.

If the landlord withholds wrongfully
If a landlord fails to comply with Section 115 or fails to return prepaid rent owed to the tenant, the tenant may recover the security deposit and any prepaid rent. Oklahoma courts have also awarded the tenant reasonable attorney fees where the landlord retained the deposit in bad faith. Separately, misappropriating the deposit from the escrow account is a crime: up to six months in county jail and a fine of up to twice the amount taken.
Recent changes

Laws 2015, c. 94, § 1 (effective 2015-11-01): Amended Section 115. The core rules (escrow account, 45-day return after written demand, six-month reversion) were unchanged in substance; this was the most recent amendment to the section.

What Oklahoma renters get wrong

Oklahoma law puts your security deposit in a protected place: the landlord must keep it in an escrow account set up for you, held inside Oklahoma at a federally insured bank or credit union (Okla. Stat. tit. 41, §115). Getting it back turns on one step many tenants miss. The 45-day return clock does not start until you send the landlord a written demand for the deposit, on top of ending the tenancy and handing back possession. That written demand carries a hard deadline of its own: if you do not make it within six months after the tenancy ends, the deposit reverts to the landlord and your claim is gone. When the landlord keeps any part of the deposit, they must give you a written, itemized statement of the rent and damages charged. There is no statutory cap on the amount, and the balance comes back without interest.

Common questions

How long does my landlord have to return my security deposit in Oklahoma?

Up to 45 days, but the clock only starts once three things line up: the tenancy has ended, you have handed back possession, and you have made a written demand for the deposit. The written demand is the part tenants most often forget, so send it in writing and keep a copy.

Do I have to ask for my deposit back in writing in Oklahoma?

Yes. Oklahoma’s statute ties the 45-day deadline to a written demand from you. It also sets a cutoff: if you make no written demand within six months after the tenancy ends, the deposit reverts to the landlord and you lose the right to claim it. Send your written demand promptly and keep proof of when you sent it.

Does my landlord have to keep my deposit in a separate account in Oklahoma?

Yes. The deposit must sit in an escrow account for you, held in Oklahoma at a federally insured financial institution. If the landlord takes that money out for their own use, that misappropriation is a crime punishable by up to six months in county jail and a fine of up to twice the amount taken.

Is there a limit on how much a landlord can charge for a deposit in Oklahoma?

No. Oklahoma sets no statutory cap on the amount of a residential security deposit, so the figure is whatever you and the landlord agree to in the lease. If you see a claim that Oklahoma caps deposits at two months’ rent, that number is not in the statute.

Primary source
Okla. Stat. tit. 41, §115
Oklahoma Statutes Title 41 §115 (Oklahoma State Senate official compilation) · oksenate.gov
PlainStatute Editorial
Every figure on this page is checked line-by-line against the current statute. Editorial standards →

Not legal advicePlainStatute provides plain-language summaries of public law for general information only. This is not legal advice. Statutes change; always confirm current requirements with the official source linked above before acting.

Security deposit · other states