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Renters' Rights · Security Deposit

Security Deposit Laws in New Hampshire

The most a landlord can charge, how long they have to return it, and what it costs them to keep your money without cause in New Hampshire.

Draft entry: figures pending statute verificationStatute N.H. RSA 540-A:5 through 540…Source gc.nh.gov

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Security deposit at a glance · New Hampshire
1 month
is the most a landlord may charge for a security deposit in New Hampshire. It must be returned within 30 days.
Maximum deposit1 month or $100
Return deadline30 days
Interest to tenantIf held 1 year or more
Separate accountTrust account or bond
ItemizationRequired
Penalty2x deposit (+ RSA 540-A damages)
StatuteN.H. RSA 540-A:5 through 540…

What your landlord can hold, and when it's due back

Enter your rent for the New Hampshire maximum, plus the return-deadline clock.

Deposit calculator · New Hampshire
Most a landlord can hold
1 month
Enter your monthly rent to see the dollar maximum.
Return clock: 30 days
The deadline runs after the tenancy ends. Give your landlord a written forwarding address at move-out so the clock starts.

Estimate only, based on New Hampshire's statutory cap. Your lease may set a lower deposit, and local ordinances can be stricter. Not legal advice.

The full rules, with the statute

Every requirement and where it comes from in the code.

Maximum deposit
The greater of one month's rent or $100

Exceptions: A landlord cannot require a security deposit greater than one month's rent or $100, whichever is larger (RSA 540-A:6). The rule applies to covered residential landlords. Under RSA 540-A:5, a person who rents a single-family home and owns no other rental property, or who rents units in an owner-occupied building of five units or fewer, is not treated as a landlord for these deposit rules, except for any unit in that building rented to a person 60 years of age or older. In those exempt situations the statutory cap and other deposit protections do not apply.

Return deadline
Within 30 days after the tenancy ends
Interest to tenant
ConditionalA landlord who holds your deposit for one year or longer must pay you interest, calculated at the rate the bank pays on regular savings accounts where the deposit is held. If the landlord pools several tenants’ deposits in one trust account, the actual interest earned is paid out proportionally to each tenant. If the deposit is held less than a year, no interest is owed.
Separate account
RequiredThe deposit stays the tenant’s money and must be held in trust, not mixed with the landlord’s own funds. The landlord holds it in a trust account at a New Hampshire bank, savings and loan, or credit union, or in the alternative posts a bond with the local town or city clerk to cover the deposits held. On request, the landlord must tell you where the deposit is held, the account number, the balance, and the interest rate, and let you inspect the deposit records.
Itemization
Required when the landlord keeps any part of the deposit. Within 30 days of the tenancy ending, the landlord must give you a written, itemized list of the damages claimed, describing the nature of each needed repair and providing satisfactory evidence that the repair has been or will be done. That evidence can include receipts for materials, labor estimates, bills, or invoices showing the actual or estimated cost.

Penalties & recent changes

What happens if the landlord keeps your deposit wrongfully.

If the landlord withholds wrongfully
If the landlord keeps your deposit wrongfully, fails to return it on time, fails to pay owed interest, or fails to give the itemized statement, you can sue for twice the amount of the security deposit (RSA 540-A:7). A broader violation of RSA 540-A can also expose the landlord to actual damages or $1,000, whichever is greater, plus costs and reasonable attorney fees (RSA 540-A:4).

What New Hampshire renters get wrong

New Hampshire caps a residential security deposit at the greater of one month’s rent or $100, so even on a very low rent a landlord can still ask for up to $100 (RSA 540-A:6). Your deposit stays your money: the landlord must hold it in trust at a New Hampshire bank or credit union, or post a bond with the town, and cannot mix it with personal funds. If the landlord holds the deposit for a year or longer, they owe you interest at the rate the bank pays on regular savings where it sits. After the tenancy ends, the landlord has 30 days to return the deposit with any interest, or to give you a written, itemized statement of the damages they are charging for, backed by receipts or estimates. If the landlord keeps your money wrongfully or misses these steps, you can sue for twice the deposit. One important exception: owner-occupied buildings with five or fewer units, and single-family rentals by an owner with no other rental property, are outside these rules unless the unit is rented to someone 60 or older.

Common questions

How much can a landlord charge for a security deposit in New Hampshire?

No more than the greater of one month's rent or $100 (RSA 540-A:6). Whichever figure is larger is the ceiling, so a landlord can always ask for at least $100 even if the monthly rent is lower than that.

When does my New Hampshire landlord have to pay interest on my deposit?

Only if the landlord holds your deposit for one year or longer. In that case they must pay interest at the rate the bank pays on regular savings accounts where the money is held. If deposits from several tenants are pooled in one trust account, the interest actually earned is divided proportionally. No interest is owed if the deposit is held less than a year.

How long does a New Hampshire landlord have to return my deposit?

Within 30 days after the tenancy ends. Within that same 30 days the landlord must either return the full deposit plus any interest, or return the balance along with a written, itemized statement of the damages being charged, supported by receipts, estimates, bills, or invoices.

What if my New Hampshire landlord keeps my deposit wrongfully?

You can sue for twice the amount of the security deposit if the landlord keeps it without cause, misses the 30-day deadline, fails to pay owed interest, or fails to provide the itemized statement (RSA 540-A:7). A broader violation of RSA 540-A can add actual damages or $1,000, whichever is greater, plus court costs and reasonable attorney fees.

Primary source
N.H. RSA 540-A:5 through 540-A:8
New Hampshire General Court, RSA 540-A:5 through 540-A:8 (Prohibited Practices and Security Deposits) · gc.nh.gov
Draft: pending editorial review
Every key figure is corroborated by two or more independent sources (a verbatim search return of RSA 540-A:6 and RSA 540-A:5, plus 603 Legal Aid, Hemlane, and iPropertyManagement summaries that cite the same sections). However, the official New Hampshire General Court statute pages (gc.nh.gov and gencourt.state.nh.us) and the Justia statute mirror all returned HTTP 403 to automated fetching this session, so no official .gov URL was captured verbatim. The record stays draft until a human confirms the section text of RSA 540-A:5 through 540-A:8 in a browser. Editorial standards →

Not legal advicePlainStatute provides plain-language summaries of public law for general information only. This is not legal advice. Statutes change; always confirm current requirements with the official source linked above before acting.

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