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Renters' Rights · Security Deposit

Security Deposit Laws in Maryland

The most a landlord can charge, how long they have to return it, and what it costs them to keep your money without cause in Maryland.

Draft entry: figures pending statute verificationStatute §8-203Source codes.findlaw.com

Prefer a calculator? Run your rent and move-out date through the Maryland security deposit calculator →

Security deposit at a glance · Maryland
1 month
is the most a landlord may charge for a security deposit in Maryland. It must be returned within 45 days.
Maximum deposit1 month's rent
Return deadline45 days
Interest to tenantRequired: greater of 1-yr Treasury rate or 1.5%/yr
Separate accountRequired: insured MD account within 30 days
ItemizationItemized list within 45 days; receipt required
PenaltyUp to 3x withheld + attorney's fees
Statute§8-203

What your landlord can hold, and when it's due back

Enter your rent for the Maryland maximum, plus the return-deadline clock.

Deposit calculator · Maryland
Most a landlord can hold
1 month
Enter your monthly rent to see the dollar maximum.
Return clock: 45 days
The deadline runs after the end of the tenancy. Give your landlord a written forwarding address at move-out so the clock starts.

Estimate only, based on Maryland's statutory cap. Your lease may set a lower deposit, and local ordinances can be stricter. Not legal advice.

The full rules, with the statute

Every requirement and where it comes from in the code.

Maximum deposit
1 month's rent for leases signed on or after October 1, 2024 (down from the old 2-month cap).

Exceptions: The Renters' Rights and Stabilization Act of 2024 lowered the cap from two months' rent to one month's rent for leases signed on or after October 1, 2024. The one-month limit applies per dwelling unit regardless of the number of tenants and includes any pet deposit. A landlord may charge up to two months' rent only in a narrow case: the tenant qualifies for utility assistance through the Department of Human Services, the lease requires the tenant to pay utilities directly to the landlord, and both sides agree to the amount in writing.

Return deadline
Within 45 days after the tenancy ends, the landlord must return the deposit with any interest owed, or mail the tenant a written, itemized list of the damages being charged along with whatever balance remains.
Interest to tenant
RequiredInterest is required on any deposit of $50 or more that the landlord has held for at least 6 months. It accrues as simple interest at monthly intervals from the day the tenant hands over the deposit. Each year the rate is the greater of the 1-year U.S. Treasury yield as of the first business day of that year, or 1.5% per year. Maryland publishes an official Rental Security Deposit Calculator so the exact amount can be worked out.
Separate account
RequiredThe landlord must hold all security deposits in a federally insured financial institution with a branch in Maryland, in an interest-bearing account devoted only to security deposits, and must place the deposit there within 30 days after receiving it.
Itemization
If the landlord keeps any part of the deposit for damages, it must mail the tenant a written, itemized list of the damages claimed and their cost within 45 days after the tenancy ends. The landlord must also give the tenant a written receipt for the deposit, included in the lease, that describes the tenant's rights.
Local ordinances
Montgomery County enforces the state rules through its Office of Landlord-Tenant Affairs, where tenants can file complaints, and treats a failure to meet the return requirements as forfeiting the landlord's right to withhold any part of the deposit. Baltimore City also follows the state statute. Check your county for extra local filing options before going to District Court.

Penalties & recent changes

What happens if the landlord keeps your deposit wrongfully.

If the landlord withholds wrongfully
A landlord who withholds a deposit in bad faith, or who fails to send the itemized list within 45 days, can be liable for up to three times the amount wrongfully withheld plus reasonable attorney's fees. Charging a deposit above the legal cap also exposes the landlord to up to three times the excess plus attorney's fees. A tenant may sue during the tenancy or within 2 years after it ends.
Recent changes

Renters' Rights and Stabilization Act of 2024 (effective 2024-10-01): Cut the maximum security deposit from two months' rent to one month's rent for leases signed on or after the effective date.

What Maryland renters get wrong

Maryland is one of the states that makes landlords pay interest on your security deposit, so your money is not supposed to just sit idle. Interest is owed on any deposit of $50 or more that the landlord has held for at least 6 months, at the greater of the 1-year U.S. Treasury rate set each January or 1.5% a year, and the state runs a free official calculator to work out the amount. The size of the deposit itself also dropped recently: for leases signed on or after October 1, 2024, a landlord can ask for no more than one month's rent, down from the old two-month cap. After you move out, the landlord has 45 days to return the deposit with interest or mail you an itemized list of any damages being charged. If the landlord keeps your money in bad faith or misses that 45-day deadline, you can recover up to three times the amount wrongfully withheld plus your attorney's fees.

Common questions

How much can a Maryland landlord charge for a security deposit?

For any lease signed on or after October 1, 2024, the most a landlord can charge is one month's rent, and that limit includes any pet deposit and applies no matter how many tenants share the unit. The old cap was two months' rent. A landlord can go up to two months' rent only in a narrow case: the tenant qualifies for utility assistance from the Department of Human Services, the lease makes the tenant pay utilities directly to the landlord, and both sides agree to the amount in writing.

Does my Maryland landlord have to pay me interest on my deposit?

Yes, if your deposit is $50 or more and the landlord held it for at least 6 months. The interest is simple and accrues monthly from the day you paid it. Each year the rate is the greater of the 1-year U.S. Treasury yield as of the first business day of that year or 1.5% per year. You can check the exact figure using Maryland's official Rental Security Deposit Calculator on the state housing department website.

How long does a Maryland landlord have to return my deposit?

Within 45 days after your tenancy ends, the landlord must return the deposit with any interest owed, or mail you a written, itemized list of the damages being charged along with whatever is left. If the landlord misses the 45-day deadline, they generally lose the right to keep any of it for damages.

What can I do if my Maryland landlord wrongfully keeps my deposit?

If the landlord withholds your deposit in bad faith or fails to send the itemized list on time, you can sue for up to three times the amount wrongfully withheld plus your reasonable attorney's fees. You have until 2 years after the tenancy ends to file. Send a written demand first, then file in Maryland District Court; in Montgomery County you can also complain to the Office of Landlord-Tenant Affairs.

Primary source
Md. Code, Real Prop. §8-203
FindLaw reproduction of Md. Code, Real Prop. §8-203 · codes.findlaw.com
Draft: pending editorial review
Could not reach the official Maryland General Assembly portal (mgaleg.maryland.gov refused the connection) or Justia (403) to read the statute verbatim from a government source. Figures are taken from FindLaw's reproduction of Md. Code Real Prop. §8-203 and corroborated by Montgomery County DHCA (official) and the Maryland Volunteer Lawyers Service. The current-year interest rate depends on the 1-year Treasury rate on the first business day of 2026, which no source published, so the interest fact is described by formula only. Editorial standards →

Not legal advicePlainStatute provides plain-language summaries of public law for general information only. This is not legal advice. Statutes change; always confirm current requirements with the official source linked above before acting.